Terms and Conditions
Last Updated: January 13, 2025
These Terms and Conditions govern the use of Pathway Mortgage Relief’s services, including our website and SMS notifications. By using our services, you agree to these terms.
Service Use
- You must be at least 18 years old to use our services.
- You agree to provide accurate information when completing our forms.
SMS Program Terms
By submitting the form at https://www.pathwaymortgagerelief.org/, you consent to:
- Receive messages about mortgage relief services and updates.
- Message frequency varies. Standard message and data rates may apply.
- Reply STOP to opt out, HELP for support.
HELP Message:
“Pathway Mortgage Relief Support: For assistance, email admin@pathwaymortgagerelief.org, call (800) 395-9107, or email to help@pathwaymortgagerelief.org. Msg & data rates may apply. Reply STOP to cancel.”
STOP Message:
“You have successfully unsubscribed from Pathway Mortgage Relief messages. No further messages will be sent. For assistance, contact admin@pathwaymortgagerelief.orgor call us at 800 395 9107.
Liability Limitations
- Pathway Mortgage Relief is not responsible for any inaccuracies or service delays.
- Our liability is limited to the amount paid for services.
Changes to Terms
These Terms and Conditions may be updated periodically. Updates will be posted on this page.
Governing Law
These terms are governed by the laws of California.
Contact Us
For questions about these Terms and Conditions, contact
Email: admin@pathwaymortgagerelief.org
Phone: (800) 395-9107
Interest rates reduced by as much as 3%*
Monthly payments reduced up to 30%*
Over 30,000 mortgages modified in 2024*
Loan principles reduced as much as 30%*
Read More
Here are more educational resources to learn more about RESPA and general financial hardship as it relates to your mortgage
Consumer Financial Protection Bureau - Mortgage Restructuring
Detailed guide on loan restructuring including what it is, how it works, and who should consider it, provided by the Consumer Financial Protection Bureau.
HUD - Mortgage Restructuring Options
The U.S. Department of Housing and Urban Development (HUD) provides information on mortgage restructuring options to avoid foreclosure.
Fannie Mae's KnowYourOptions - Loan Restructuring
Fannie Mae’s resource explaining loan restructuring, eligibility, and the application process for homeowners.
Freddie Mac - Understanding Loan Restructuring
Freddie Mac’s insights on loan restructuring, how it can help, and steps to take to begin the process.
Making Home Affordable - Mortgage Restructuring Information
Official program of the U.S. Department of the Treasury & HUD offering information on mortgage restructuring and other homeowner assistance programs.
Nolo - Understanding Loan Restructuring
Comprehensive FAQ by Nolo on loan restructuring services, covering legal aspects and homeowner rights.